The Network
Routing value along the path of least resistance.
Fiat currencies. Stablecoins. CBDCs. Tokenized assets. OTC desks. Physical cash networks. None of them connected. No unified graph. No shared ontology. No interoperable settlement.
The same participants appear across every dimension with different connectivity patterns. Single-layer analysis hides the relationships that only emerge when value, work, knowledge, governance, settlement, social, and identity are modeled together.
Seven dimensions. One multiplex graph.
Every economy is a network. We built the graph.
fXYZ models finance as a node-aligned multiplex network. The same entity exists across seven layers, with different relationship topology in each. When those layers are computed together, hidden structure becomes actionable.
- Single-layer views hide cross-layer risk and routing opportunity.
- The same entities behave differently across each layer.
- A multiplex graph makes value flow computable, visible, and optimizable.
- Fiat on-ramp and off-ramp
- Virtual accounts
- Send value across the network
- Bridge-verified identity
Capital moves. Value settles. Identity verifies.
- Earn through work and knowledge
- Build a composite score
- Advance through rings
- Membership credential on-chain
Energy in, reputation out. Proof of contribution.
- Raise tensions
- Fill roles in circles
- Shape the network through distributed governance
- Constitution v5.0 enforcement
No votes. No boards. Tension-driven authority.
Optimal path discovery through the market graph. Multi-hop FX traversal. Cyclic arbitrage detection.
Systemic health monitoring. R₀ contagion index. Circle temperature. Cascade modeling.
Network backbone extraction. Minimum spanning trees. Core-periphery structure. Planar maximally filtered graphs.
Contribution synthesis across capital, work, and knowledge. Diversity-weighted. Decay-adjusted.
Currency cluster detection. Liquidity groupings. Modularity optimization across the multiplex.
Entropy measurement. Inequality quantification. Algebraic connectivity. Network resilience metrics.
From complex to simple. From graph to grid.
- Bellman-Ford routing with negative-cycle arbitrage detection
- Line-graph transformation for dense route optimization
- Louvain communities, MST extraction, and spectral graph analytics
- Knowledge graph-backed entity and relationship traversal
- CES synthesis with Florin, Joule, and House of Wisdom
- HHI diversity bonus and decay-adjusted contribution logic
- Ring assignment with percentile-based member tiers
- R0, entropy, gini, and participation coefficient metrics
- Polish VASP registration active (FXYZ Sp. z o.o.)
- MiCA CASP Class 3 pathway in preparation
- KYC/AML infrastructure integrated into membership flows
- Operating posture across Poland, USA, and UK contexts
- Live on Solana mainnet since January 2026
- Production system built continuously since 2021
- Graph, token, governance, and compliance services operating
- Architecture and algorithm docs maintained for auditability
Architecture and algorithm docs are public. The operating stack is live and measurable.
The physical market has its ECN nodes. The digital economy needs its own.
EBS. Reuters Matching. Currenex. The interbank market built its own network infrastructure decades ago. The digital economy inherits none of it.
fXYZ is that infrastructure layer. A multiplex knowledge graph that maps the financial system as one traversable structure. Algorithms that extract signal from noise. Contribution mechanics that weight work and knowledge above capital.