Central Bank Digital Currencies

Government-issued digital currencies. Adoption trends, regulatory frameworks, and technical implementations.

4 Launched26 in Pilot Phase182 Projects Tracked

Global CBDC Landscape

Live data from cbdctracker.org

182

Total Projects

Countries & Territories

Launched

Fully Operational

Active Pilots

Live Testing Phase

107

In Development

Research & POC

Implementation Models

Retail CBDCs

Direct access for consumers and businesses

Person-to-person payments
Merchant transactions
Financial inclusion
Programmable money

Wholesale CBDCs

Interbank settlement and institutional use

Cross-border payments
Securities settlement
Liquidity management
Regulatory compliance

Hybrid Models

Combined approach with public-private partnerships

Two-tier distribution
Private sector innovation
Central bank oversight
Scalable infrastructure

Featured CBDC Projects

Kazakhstan

Launched

Project:Digital Tenge

Type:Retail

Central Bank:National Bank of Kazakhstan

Technology:R3 Corda, Binance

Jamaica

Launched

Project:JAM-DEX

Type:Retail

Central Bank:Bank of Jamaica

Technology:eCurrency Mint

Bahamas

Launched

Project:Sand Dollar

Type:Retail

Central Bank:Central Bank of Bahamas

Technology:Movmint

Nigeria

Launched

Project:e-Naira

Type:Retail, Wholesale

Central Bank:Central Bank of Nigeria

Technology:Bitt Inc.

Saudi Arabia, United Arab Emirates

Pilot

Project:Aber

Type:Wholesale

Central Bank:Saudi Arabian Monetary Authority, United Arab Emirates Central Bank

Technology:IBM

United Arab Emirates

Pilot

Project:Digital Dirham

Type:Wholesale

Central Bank:United Arab Emirates Central Bank

Turkey

Pilot

Project:Digital Lira

Type:Retail

Central Bank:Central Bank of the Republic of Turkey

Technology:TÜBITAK

Iran

Pilot

Project:Digital Rial

Type:Retail

Central Bank:Central Bank of Iran

Russian Federation

Pilot

Project:Digital Ruble

Type:Retail

Central Bank:Bank of Russia

References

ƒxyz CBDC Intelligence

CBDC tracking, regulatory analysis, and implementation insights across all global projects. Graph-structured.

Data provided by cbdctracker.org (LiquiFi)

Explore CBDC Analytics

Implementation Models

Retail CBDCs

Direct access for consumers and businesses

Person-to-person payments
Merchant transactions
Financial inclusion
Programmable money

Wholesale CBDCs

Interbank settlement and institutional use

Cross-border payments
Securities settlement
Liquidity management
Regulatory compliance

Hybrid Models

Combined approach with public-private partnerships

Two-tier distribution
Private sector innovation
Central bank oversight
Scalable infrastructure

Featured CBDC Projects

Kazakhstan

Launched

Project:Digital Tenge

Type:Retail

Central Bank:National Bank of Kazakhstan

Technology:R3 Corda, Binance

Jamaica

Launched

Project:JAM-DEX

Type:Retail

Central Bank:Bank of Jamaica

Technology:eCurrency Mint

Bahamas

Launched

Project:Sand Dollar

Type:Retail

Central Bank:Central Bank of Bahamas

Technology:Movmint

Nigeria

Launched

Project:e-Naira

Type:Retail, Wholesale

Central Bank:Central Bank of Nigeria

Technology:Bitt Inc.

Saudi Arabia, United Arab Emirates

Pilot

Project:Aber

Type:Wholesale

Central Bank:Saudi Arabian Monetary Authority, United Arab Emirates Central Bank

Technology:IBM

United Arab Emirates

Pilot

Project:Digital Dirham

Type:Wholesale

Central Bank:United Arab Emirates Central Bank

Turkey

Pilot

Project:Digital Lira

Type:Retail

Central Bank:Central Bank of the Republic of Turkey

Technology:TÜBITAK

Iran

Pilot

Project:Digital Rial

Type:Retail

Central Bank:Central Bank of Iran

Russian Federation

Pilot

Project:Digital Ruble

Type:Retail

Central Bank:Bank of Russia