Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") govern your use of the ƒxyz Network ("Network"), including all applications, services, and websites operated by ƒxyz ("we," "our," or "us"). By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

2. Description of Service

The ƒxyz Network is a decentralized financial platform that provides:

• Confidential transaction capabilities using ElGamal encryption
• Decentralized governance through holacracy and DAO mechanisms
• DeFi applications and financial services
• Network tokens and digital asset management
• Community participation and voting rights

3. Eligibility

To use our services, you must:

• Be at least 18 years old (or the age of majority in your jurisdiction)
• Have the legal capacity to enter into binding agreements
• Not be located in a jurisdiction where our services are prohibited
• Comply with all applicable local, state, and federal laws
• Not be on any sanctions lists or prohibited persons lists

4. User Accounts and Security

4.1 Account Creation

You may need to create an account to access certain features. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4.2 Wallet Security

You are solely responsible for securing your cryptocurrency wallets and private keys. We cannot and will not be able to recover lost private keys or access funds in wallets that you control.

4.3 Account Suspension

We reserve the right to suspend or terminate accounts that violate these Terms or engage in prohibited activities.

5. Prohibited Uses

You agree not to use our services for any of the following prohibited activities:

• Money laundering, terrorist financing, or other illegal financial activities
• Fraud, market manipulation, or deceptive practices
• Violating intellectual property rights or other proprietary rights
• Distributing malware, viruses, or other harmful code
• Attempting to gain unauthorized access to our systems
• Circumventing security measures or technical limitations
• Using our services in violation of applicable laws or regulations

6. Financial Risks and Disclaimers

6.1 Investment Risks

Cryptocurrency and DeFi investments carry significant risks, including:

• Price volatility and potential total loss of funds
• Regulatory changes affecting token value or legality
• Smart contract vulnerabilities and technical risks
• Liquidity risks and market disruptions

6.2 No Investment Advice

Nothing on our platform constitutes investment, financial, legal, or tax advice. You should consult with appropriate professionals before making any financial decisions.

7. Intellectual Property

The ƒxyz Network and its content are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission, except as permitted by open-source licenses for specific components.

8. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

9. Disclaimers and Limitation of Liability

9.1 Service Availability

Our services are provided "as is" and "as available." We do not guarantee uninterrupted, secure, or error-free operation of our services.

9.2 Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses.

10. Indemnification

You agree to indemnify and hold harmless ƒxyz Network, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

11. Dispute Resolution

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction to be determined], without regard to conflict of law principles.

11.2 Arbitration

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization].

12. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website and updating the effective date. Your continued use of our services after such modifications constitutes acceptance of the new Terms.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

14. Contact Information

For questions about these Terms of Service, please contact us: